Everybody’s circumstances are different. With insurances (life, trauma, income protection, medical) one size doesn’t fit all. We at TBM like to discuss your individual requirements so that we can match your insurances with your specific needs. This means a tailored plan. Your insurances won’t necessarily all be with one company – we recommend insurance for your circumstances.
With most clients we complete a comprehensive needs analysis. It is up to you if you want to do this, although we strongly recommend that you have one completed. This takes the guesswork out of what type and level of insurance is needed for your curcumstances. It also provides you with a written record of what insurance decisions were made and why.
Once a needs analysis is completed, we provide you with recommendations which include:
- Type of insurance
- Levels of insurance
- Estimated cost
- Insurance company
The next stage is to discuss the recommendations more fully with you prior to completing any paperwork required. Ultimately any insurance decisions that are made rest with you and what you choose to do.
We keep you up-to-date through the application process and will liaise with the insurance company on your behalf. It is our job to make things as simple as possible for you.
